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While investing in high growth stocks such as Palantir Technologies (PLTR), Rigetti Computing (RGTI) and various names Technology companies They have been mentioned many times.
While Palantr Known for data analysis platforms and seen by many investors as “new oil”, Rigetti is a leading company in quantum computing. From pharmaceuticals to cryptography, he is building technology that could transform many industries.
One such investor, at just 19 years old, has a clear vision of his financial future. $3k to $4k or 33% of it PortfolioPositioned for high-growth purchases, this young investor wants to hold these stocks for 10 to 15 years, but wants to make an informed decision.
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“I want to commit to buying $3K-$4K (about 33% of my portfolio) long-term individual stocks with high growth potential. I plan to leave money in these for the next 10 years,” he wrote.
He’s drawn to high-growth acquisitions, including PLTR, RGTI, BBAI and a few other 3D printing stocks, but he’s not sure if these are good bets.
Finding himself at such a critical juncture, he sought advice on Reddit’s r/investing community, noting that his goal is to ensure growth for at least a decade — or longer.
As the Reddit community gathered to offer advice, the comments section became a hotbed of debate, with commenters debating whether these high-risk, high-reward picks were the right ones, or whether a more diverse strategy would have benefited the 19-year-old.
Let’s review the most common comments that Redditors gave to the young investor.
Better start with an index fund like VOO, VTI or SPY
Many commentators recommend that the investor put their money in index funds such as VOO, SPY or VTI because they are easy to use and manage, offer diversification and have long-term growth potential.
Asking someone else what to invest in means an index fund like VOO or SPY is right for you. This way you don’t have to analyze companies or do any tedious due diligence,” reads the first comment.
One Reddit member suggested that index funds are a better bet for all investing concerns, citing VOO and VTI as his favorites.
“In almost all cases, buying an ETF (Exchange-Traded Fund … aka, a basket of stocks all under one ticket) is your best bet. VOO and VTI are my two favorites (VOO tracks the S&P 500, VTI tracks the overall US market),” said the Redditor.
A third redditor shared his investment experience, saying that he spent a lot of time researching and picking individual stocks, but when he sold 15, only three beat VON.
I rechecked my stocks and found that of the 15 or so stocks I sold, only three beat the S&P 500. If I had put all that money in VOO or VTI, I would have made more money than I did in individual stocks. Considering the time, stress, and effort I put into individual stocks, I step back,” reads one editor’s comment.
Buy blue chip stocks for long-term growth and allocate a small portfolio slot to speculative stocks.
Blue-chip stocks like Microsoft, Apple, and Nvidia are mentioned in the comments, because the editors who suggested them see these stocks as stable and profitable over the long term.
“I’m about 80% S&P, 15% MSFT, 5% NVDA. Microsoft is one of those companies that rarely goes away and I always keep it in my portfolio. “It makes sense to have Nvidia for the next 5-10 years,” he comments.
Another commentator recommended Microsoft and Nvidia because, he says, the companies he owns have strong fundamentals.
“If you’re thinking 10-15 years out, look at companies with strong fundamentals like MSFT, NVDA or some high-growth ETFs,” he says.
Several Reddit members have also suggested allocating a small portion of a portfolio to speculative stocks such as RKLB, PLTR or RGTI.
“RKLB will hit $100 a share in January 2026,” reads the commentary.
One Redditor recommended adding PLTR to his portfolio but emphasized how important diversity is.
“PLTR may be a game, but don’t overlook the value of diversity,” he says.
